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Funding & paying for care

NHS Continuing Healthcare (CHC)

Care that may be arranged and funded fully by the NHS for people with significant ongoing health needs.

Please note

Eligibility depends on individual circumstances and decisions made by the relevant local authority or NHS body. This is general information, not financial or legal advice.

Last reviewed: 8 October 2026

What NHS Continuing Healthcare is

NHS Continuing Healthcare is a package of care that is arranged and funded solely by the NHS for adults with ongoing, significant healthcare needs, sometimes called a 'primary health need'.

How eligibility is decided

Eligibility is assessed by an NHS multidisciplinary team using a national framework, considering things like the nature, complexity, intensity and unpredictability of your needs — it is not based on your diagnosis alone.

Where CHC care can be provided

NHS Continuing Healthcare can be provided in a range of settings, including your own home, and can include the kind of home care support that providers like Care Angels deliver.

If you disagree with a decision

If you disagree with an eligibility decision, there is a right to ask for it to be reviewed — ask the NHS team who carried out the assessment about the appeals process.

Common questions

Is NHS Continuing Healthcare means-tested?

No. If you are eligible, NHS Continuing Healthcare is funded fully by the NHS regardless of your income or savings.

Who arranges the assessment?

Your NHS integrated care board or a healthcare professional involved in your care can refer you for a CHC assessment.

Official sources & further reading

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Talk to us about care

Call us on 01902 275780 or send a request — our office team will talk things through with you.