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Funding & paying for care

Personal budgets

An amount identified by the council to meet your eligible care needs, and the ways you can use it.

Please note

Eligibility depends on individual circumstances and decisions made by the relevant local authority or NHS body. This is general information, not financial or legal advice.

Last reviewed: 8 October 2026

What a personal budget is

If the council agrees to fund some or all of your care, they will work out a personal budget — the amount of money identified as needed to meet your eligible needs.

How a personal budget can be managed

You can usually choose how your personal budget is managed: the council can arrange and pay for services on your behalf, you can take some or all of it as a direct payment to arrange your own care, or you can use a mix of both.

Choosing your care provider

A personal budget can give you more choice over who provides your care, including choosing a provider like Care Angels, as long as the arrangement meets your agreed care plan.

Reviews

Your personal budget and care plan should be reviewed regularly, and whenever your needs change, to check it's still meeting your needs.

Common questions

Can I top up a personal budget myself?

In some circumstances you can choose to pay more for a particular service than the personal budget covers. Ask your council how this works in your area.

Official sources & further reading

Related topics

Talk to us about care

Call us on 01902 275780 or send a request — our office team will talk things through with you.