Self-funding
Many people pay for care privately, particularly if they have savings or assets above the threshold the local council uses, or choose not to apply for council funding.
NHS funding
People with significant ongoing health needs may be eligible for NHS Continuing Healthcare, which funds care fully, regardless of income or savings.
Direct payments and personal budgets
If a council agrees to fund your care, you may be able to take this as a personal budget or direct payment, giving you more choice over how and by whom your care is delivered.
Where to go next
For a fuller explanation of each option, including supported living funding, see our dedicated Funding & paying for care guide.